JC Christensen And Associates

to the bill collector from minnesota, your a *** and a punk mabey you find out one dayq1wvt

JC christian associates not willing to change billing my account from 2 times a month to once also there bedside manner is horrible, I have been paying and not getting correct correspondance the debt is half of what it was and they say they cannot send a detailed report of each payment from my account, I was broke and they took money from me when they went supposed to when I called they didnt have any record of it but the automated recording relected it correctly, I dont have the income anymore to pay the same rate and they dont care what to do.

It is against the law to call someone through an auto machine. File a lawsuit "TCPA LAW" Telephone consumer protection Act

FDCPA LAW, they need to put a stop to the harassment

Dispute the debt, notify them in writing (by registered mail) that you don't want any more telephone calls, then make a record of every occasion that they do attempt to communicate.

... the end. (Oh, and "BILL-COLLECTOR" is obviously special-needs.) :grin

How bout you guys not lie to the people you talk to!! How about start being nice to customers and maybe just maybe people would be more willing to pay bills

I haven't even given them the satisfaction of speaking to them. They use a recording and don't even address a certain person.

They call every two days or so. They have called from several different numbers.

I don't even trust these people to be a legitimate company. :(

I was told by a person that I needed to go to the bank to get a loan to pay a bill less than $1,000.00. I understand that it is my fault for allowing this to go to collections, however, If I can't afford the bill how do you think I can afford a loan from the bank?!?

Then I'm told they don't allow a person to make payments.

Well guess what, I will make payments and stop answering my phone. Let them chew on that for a while

scam!!!!!!!!!!!!!!!!! i asked for proof of debt a guy named seth said since i payed on it 10dollars it went back to the original collection agency and he gave me a number to a mortgage company how i know this is because i googled the number DONT PAY THESE PEOPLE

check with the county attorney...some states has a statue of limitations on collections

i seen on the news all you have to do is send them a letter telling them not to call you and by law they can not call you anymore. im sending a letter to them too telling them not to call me no more

I am on the auto dialer. I want to call back, but at work its near impossible.

I wish I had a reasonable way to communicate via Mail or EMail. I owe a few banks some money, that I admit.

Still, if its purchased by a collector after its been written off, level with the consumer, say this is the business we are in, and here is an opportunity to resolve this. Instead they brow beat you thinking there is a way to squeeze blood from a dry rock.

These people are not people,our phone was on speakers, this debt had been taken care of over 15 years ago. However, they kept telling me that I was lieing, being recorded, and so forth.

Why still on speaker, my wife a paralegal started telling them, Nick did not give you permission to record this converstation, and they were inviolation of several laws and a legal formal compliant would be file for them because they misrepercinted themself as an attorny, haressment of a family member who has no debt with them, haressment to the debter, treating jail, etc. They started asking my wife her personal information, to which she replied, You have screwed up, and God Bless and thank you for the laught. Her adviced is you should check on the age of the debt, most old debts have been worte off by the lender and your not responsable any more, and most old debts are junk debt. Request that all future contact be done by mail.

After you requestto be contacted by mail only the debt collection company is no longer allow to contact you by phone. This is a current cusumer law. If they contact you you have a legal right to file with Cusumer Affairs.

We had fun calling the debt collection company backi every hour to let them know the debt was still not going to be payed.

The collection company got really mad becaused we were intruding on their time. Duh, that what you do to the poor people who get calls from you hour after hour.

They are horrible people. There manner and uncaringness towards people is unbearable.

They are cold and calculating. Almost robotic. They were very intrusive into my life and made me feel very uncomfortable. At one point I asked the gentleman (and I use that word loosely) if I could speak with his manager and when the man got on the phone it sounded exactly like the man I was speaking with initially.

These people are doing there jobs but the have no patience or a conscience. And why should they..they have jobs and they don't care how they treat others who are having financial difficulties during these times.